What happens to your home, your savings, and your family if something happens to you tomorrow? In Ontario, if you do not have a valid will, the answer is decided by the province - not by you. At GS Arora Law, our wills and estates lawyers in Brampton help individuals and families create clear, legally enforceable estate plans that protect everything they have built and the people who matter most to them.
Whether you need a straightforward will, Powers of Attorney to protect yourself during your lifetime, or estate administration support after a loved one has passed — we provide practical, compassionate legal guidance every step of the way.
All our wills and estates lawyers are licensed by the Law Society of Ontario (LSO)
Serving Brampton, Mississauga, and the Greater Toronto Area
Wills, Powers of Attorney, probate, and estate disputes under one roof
Speak with a wills and estates lawyer in Brampton today. We make the process straightforward, affordable, and stress-free.
Many people put off writing a will because they assume it is complicated, expensive, or only necessary for the wealthy. None of these assumptions are true but the consequences of dying without a valid will in Ontario are real and often devastating for the families left behind. Without a will in Ontario:
A wills lawyer in Brampton does not just draft a document - they review your complete financial picture, understand your family circumstances, and create an estate plan that works the way you intend it to, both now and in the future.
A valid will is the foundation of every estate plan. In Ontario, a will must be in writing, signed by you, and witnessed by two independent witnesses (who cannot be beneficiaries or spouses of beneficiaries). Holograph wills — entirely handwritten and signed by you without witnesses — are also legally valid in Ontario but carry significant risks if improperly executed.
We draft and advise on:
Important: Marriage automatically revokes a will in Ontario (unless the will was made in contemplation of that marriage). Divorce does not automatically revoke a will. These are common errors that leave estates in legal limbo — review your will after every major life event.
A will only takes effect when you die. But what protects you if you are alive but temporarily or permanently unable to make decisions? In Ontario, Powers of Attorney under the Substitute Decisions Act are the answer - and they are just as important as your will.
We prepare:
Without these documents, your family may need to apply to the Ontario courts for a guardianship order to manage your affairs — a process that is expensive, slow, and emotionally draining. Powers of Attorney cost a fraction of that process and provide immediate legal authority to the person you choose.
When someone passes away, their executor (named in the will) must administer the estate and in most cases, must first obtain a Certificate of Appointment of Estate Trustee from the Ontario Superior Court of Justice. This is commonly called probate.
As executor, you are legally responsible for:
Executors can be held personally liable for errors in estate administration. Our lawyers guide executors through every step. Related reading: Probate and Ontario Real Estate Explained.
Not every estate administration runs smoothly. Disputes arise when family members disagree about the validity of a will, the executor's conduct, or the entitlement of dependants who were left out. We represent clients in:
Whether you are an executor needing guidance, a beneficiary with concerns, or a family member facing a dispute — GS Arora Law provides practical estate legal support.
If someone dies intestate (without a valid will), Ontario's Succession Law Reform Act determines how the estate is distributed. The result is often not what the deceased would have wanted:
| Family Situation | What Ontario Law Provides (Without a Will) |
|---|---|
| Spouse only (no children) | Spouse inherits the entire estate |
| Spouse and children | Spouse receives first $350,000 (preferential share); remainder split between spouse and children |
| Common-law partner (no will) | RECEIVES NOTHING - intestacy rules do not recognize common-law partners |
| No spouse or children | Estate passes to parents, then siblings, then next of kin - in prescribed order |
| No surviving relatives | Estate escheats to the Ontario government |
*Ontario preferential share amount is periodically updated by regulation. Confirm the current figure with your lawyer at time of planning.
Wills, probate, and estate administration in Ontario are governed by a specific body of provincial law. Understanding the framework helps you appreciate why precision in estate planning — and legal guidance - matters so much.
| Act / Statute | What It Governs & How It Affects Your Estate Plan |
|---|---|
| Succession Law Reform Act (SLRA) | Ontario's primary estates statute governs intestacy distribution, dependant support claims, and formal requirements for valid wills. |
| Estates Act | Governs the appointment of estate trustees, administration bonds, and court procedures for probate in Ontario. |
| Substitute Decisions Act | Governs Powers of Attorney for Property and Personal Care — the legal framework for incapacity planning in Ontario. |
| Trustee Act | Sets out the powers and obligations of trustees managing assets held in trust. |
| Estate Administration Tax Act | Governs Ontario's Estate Administration Tax (probate fee) — currently 1.5% of estate value over $50,000. |
| Income Tax Act (Federal) | A final T1 tax return must be filed for the deceased; certain estates must also file trust T3 returns. |
| Family Law Act | A surviving spouse has an election right between inheritance under the will and equalization of net family property — this interaction must be considered in every estate plan. |
The interaction between these statutes - particularly between the Family Law Act election right and estate entitlements — is one reason estate planning requires more than filling in a standard template. A Brampton wills lawyer structures your estate plan with all of these statutes in mind.
Many people put off estate planning because they assume it will be time-consuming or stressful. In practice, for most individuals and families, the process is straightforward and can often be completed in one or two meetings. Here is what the process looks like:
Initial consultation — we discuss your family situation, your assets (real estate, bank accounts, investments, RRSPs/TFSAs, business interests, pensions), and your wishes for distribution.
Beneficiary and executor planning — we advise on who should be named as executor, alternate executor, guardian for minor children, and how beneficiaries should receive their shares (outright vs. in trust).
Powers of Attorney planning — we discuss who should be your attorney for property and personal care, and any specific instructions you want included.
Will drafting — we prepare your will and Powers of Attorney for your review, explaining every clause in plain language.
Execution — we coordinate the formal signing of your will with two independent witnesses, ensuring Ontario's legal requirements are fully met.
Safe storage advice — we advise on where to store your original will (not in a safety deposit box — the bank may seal it on death) and ensure your executor knows where to find it.
Future review — we recommend reviewing your will every 3 to 5 years, or after any major life event: marriage, divorce, birth of a child, significant asset change, or death of a named beneficiary or executor.
Estate planning is deeply personal. The right lawyer listens carefully, explains your options clearly, and ensures your estate plan reflects your actual wishes - not just a template.
| Our Advantage | How It Benefits Your Estate Plan |
|---|---|
| Local Brampton Knowledge | We understand the asset landscape our clients navigate: Brampton real estate values, local business structures, RRSP and TFSA planning, and the specific family situations common in our community. |
| Plain Language Advice | We explain every clause of your will in plain language. You will understand exactly what you are signing and why each decision was made. |
| Full-Service Law Firm | Estate planning intersects with real estate (title transfers, inherited properties), family law (separation and estate rights), and immigration (newcomers building Canadian estates). We connect all the dots. |
| Business Owner Expertise | Business owners need specialized estate planning - multiple wills to minimize probate fees, shareholder agreement review, and succession planning. We handle this regularly. |
| Transparent Fees | Simple wills and Powers of Attorney are priced clearly and affordably. Complex estate planning is quoted before we begin - no surprises. |
| Executor Support | Named as executor of someone's estate? We guide you through every legal obligation from probate to final distribution, protecting you from personal liability. |
We also practise Real Estate Law, Family Law, Immigration Law, and Business Law — so when your estate plan touches another area of law, you have one trusted team handling it all.
Whether you need a first will, a complete estate plan, probate assistance, or help as an executor - GS Arora Law makes the process clear and manageable. Consultations by phone, video, or in-person at our Brampton office.
You are not legally required to use a lawyer — holograph wills (entirely handwritten and signed by you) are valid in Ontario without witnesses. However, errors in drafting, ambiguous clauses, or improper execution can result in your will being challenged or set aside by a court. A wills lawyer in Brampton ensures your will is legally valid, clearly drafted, and structured to minimize tax and family conflict.
A simple will typically costs between $300 and $600. A complete estate plan including a will and both Powers of Attorney typically ranges from $600 to $1,200 depending on complexity. Complex estates — business owners, multiple properties, testamentary trusts — are priced based on specific work involved. GS Arora Law provides clear upfront quotes. Contact us here.
Your estate is distributed under Ontario's Succession Law Reform Act — not according to your wishes. Common-law partners receive nothing under intestacy rules regardless of how long the relationship lasted. Your children's guardian is unspecified. Your executor is appointed by the court. The process is significantly more expensive and contentious than if you had a will.
No — this is one of the most important things common-law couples in Ontario need to know. Ontario's intestacy rules do not recognize common-law partners as automatic heirs. Without a valid will naming your common-law partner as a beneficiary, they receive nothing from your estate regardless of how long you lived together. A will is essential if you are in a common-law relationship.
A Power of Attorney (POA) authorizes someone you trust to make decisions on your behalf. In Ontario there are two types: a Continuing Power of Attorney for Property (financial decisions) and a Power of Attorney for Personal Care (healthcare and lifestyle decisions). Without these documents, your family would need a costly and slow court application to manage your affairs if you were incapacitated. Every adult should have both.
Probate — formally called a Certificate of Appointment of Estate Trustee — is the court process that confirms an executor's authority to administer an estate. Not every estate requires it: assets held jointly with right of survivorship, registered accounts with named beneficiaries (RRSPs, TFSAs, life insurance), and certain smaller accounts may pass outside the estate. An estate lawyer assesses which assets require probate and how to minimize the associated tax. Related: Probate and Ontario Real Estate Explained.
Ontario's Estate Administration Tax is currently calculated at 1.5% of the estate value over $50,000 (no tax on the first $50,000, and $5 per $1,000 on the next $50,000). For a $1,000,000 estate, this is approximately $14,250. Multiple wills — separating private assets from corporate shares — are a common and legal strategy to reduce the taxable estate. Your wills lawyer in Brampton advises on this as part of your estate plan.
A testamentary trust is a trust created inside your will that takes effect upon your death. It is commonly used to hold assets for minor children (so they do not inherit a lump sum at 18), beneficiaries with disabilities (to protect government benefit eligibility), or beneficiaries who need financial guidance. Testamentary trusts can also provide income-splitting tax advantages. Your wills lawyer advises whether one fits your estate plan.
Yes. A will can be challenged on several grounds: lack of mental capacity at the time of signing, undue influence by a person who benefited from the will, improper execution (not signed or witnessed correctly), or fraud. Dependants who were not adequately provided for can also make a support claim under the Succession Law Reform Act regardless of what the will says. A clearly drafted, properly executed will significantly reduces the risk of a challenge.
As executor, you are personally responsible for: locating and valuing all estate assets, applying for probate, notifying beneficiaries and institutions, paying debts and taxes (including a final tax return for the deceased), distributing the estate according to the will, and providing a final accounting to beneficiaries. Executors can be held personally liable for errors. GS Arora Law guides executors through every step to protect them.
Review your will every 3 to 5 years, or immediately after any major life event: marriage (which automatically revokes a will in Ontario unless made in contemplation of marriage), separation or divorce, birth or adoption of a child, death of a named executor or beneficiary, significant change in assets, or moving to a different province. An outdated will can be as problematic as no will at all.
Estate planning rarely exists in isolation. Here are the practice areas our Brampton clients most often need alongside their wills and estates file:
| Practice Area | How It Links to Your Wills & Estates File |
|---|---|
| Real Estate Law | Inherited property, title transfers on death, and estate property sales all require a real estate lawyer. Our teams coordinate seamlessly on estate files involving real estate. |
| Family Law | Separation directly affects your will, Powers of Attorney, and estate entitlements. After a relationship breakdown, your estate plan must be updated immediately. |
| Immigration Law | New permanent residents need Canadian wills reflecting their Canadian assets and family situation — often significantly different from their home country's estate laws. |
| Business Law | Business owners need estate planning that addresses succession, shareholder agreements, and multiple-will strategies to minimize probate fees on corporate assets. |
Real Estate Law | Family Law | Immigration Law | Business Law | Contact Us
A will is not just a legal document - it is the most important gift you can give your family. Whether you need a first will, a complete estate plan, or probate support, GS Arora Law is ready. Serving Brampton, Mississauga, and the Greater Toronto Area.